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START SIMPLE TO SAVE MONEY |
I like most people don't have time to sit in front of the computer for hours finding all the best deals but of course I want to save money. I believe it is possible to save, maybe not to the extreme, but save on the things you purchase without spending all your time, which is worth money too, on the computer or at the store. I am not some huge money saving blogger and just write my blog for whomever wants to read it and learn from what I do what to either try or not try. Here is my START SIMPLE to saving steps:
1. Order you Sunday newspaper or pick one up on Sunday and clip the coupons.
2. Organize them how it works for you. I use envelopes because that is what fits in my purse and a binder, which I used to use is not something I am willing to do at this point in my life.
3. Make your grocery list and make it detailed. I just started using a spreadsheet so I can predict what my normal prices are so that I know when to stock up on items.
4.Pull your coupons for that list and clip them together or put them with your list.
5. Follow a blog that will figure out deals for you when it comes to household items like kleenex, medications, etc.
6. Look at the weekly ads for surrounding stores if you shop Walmart and circle the items you want to price match off your list in Black Sharpie. Use sticky notes to tab those pages for easy find for the cashier. I also highlight those items on my list.
7. Make an "i want" list for the things you want when they are on sale....the extras
8. When shopping put your price match things separately from everything else to make check out easier on you and the cashier.
9. When shopping make sure to look at your "I want" items to see if they are at a deal price with coupon or without coupon.
10. Watch when checking out to make sure that your cashier properly price matches items, and that you get the sale price (sometimes I write the sale price on my list or the pricematch price)
11. When you get home place your receipt in the ENDORSE envelope to send at the end of the month.
12. If Walgreeens/CVS shopping, place your RR/CVS coupons in envelope for next trip (I keep that envelope in my purse always)
I like this system because it doesn't involve a lot of time or effort and still saves me money. I watch a few blogs for the stores I shop at. I live where there is no Double Couponing, No Kroger, Meier, or other great store like that so my savings may not be extreme but I bet I knock off $40-50 a week this way.
The next big step is the next post in how to save money simple.